{"id":9101,"date":"2026-09-29T10:00:00","date_gmt":"2026-09-29T10:00:00","guid":{"rendered":"https:\/\/budgelyx.com\/?p=9101"},"modified":"2026-09-29T10:00:00","modified_gmt":"2026-09-29T10:00:00","slug":"home","status":"publish","type":"page","link":"https:\/\/budgelyx.com\/","title":{"rendered":"Home"},"content":{"rendered":"\n<style id=\"budgelyx-home-styles\">\n@import url('https:\/\/fonts.googleapis.com\/css2?family=Geist:wght@400;500;600;700;800&display=swap');\n\n:root{\n  --bx-ink:#0F1A15;\n  --bx-body:#4B5A53;\n  --bx-muted:#6F7D76;\n  --bx-green:#0B3D2E;\n  --bx-green-600:#137A55;\n  --bx-green-100:#DDF0E5;\n  --bx-mint:#F2F8F4;\n  --bx-line:#E3ECE6;\n  --bx-gold:#F5A524;\n}\n\n\/* ---------- Base ---------- *\/\n.bx-section,.bx-section *{box-sizing:border-box}\n.bx-section{\n  font-family:'Geist',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;\n  color:var(--bx-ink);padding:112px 24px;margin-top:0 !important;margin-bottom:0 !important;\n  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rgba(15,26,21,.12),0 40px 80px -30px rgba(11,61,46,.2)}\n.bx-frame::before{content:\"\";display:block;height:38px;border-bottom:1px solid var(--bx-line);\n  background-color:#FBFCFB;background-image:radial-gradient(circle,#E1E6E3 5px,transparent 5.5px),radial-gradient(circle,#E1E6E3 5px,transparent 5.5px),radial-gradient(circle,#E1E6E3 5px,transparent 5.5px);background-size:12px 12px;background-repeat:no-repeat;background-position:16px 50%,34px 50%,52px 50%;\n  box-shadow:inset 0 0 0 0 #fff}\n.bx-frame img{width:100%}\n.bx-section.bx-showcase{padding-bottom:0;background-image:linear-gradient(to bottom,transparent 62%,#fff 62%) !important}\n\n\/* ---------- Tools ---------- *\/\n.bx-tools .bx-grid{display:grid !important;grid-template-columns:repeat(auto-fill,minmax(min(320px,100%),1fr));gap:20px !important}\n.bx-tool{border:1px solid var(--bx-line);border-radius:16px;padding:28px;margin:0 !important;background:#fff;display:flex;flex-direction:column;transition:border-color .15s ease}\n.bx-tool:hover{border-color:#B9D6C5}\n.bx-tool .wp-block-image img{width:48px;height:48px;margin-bottom:22px}\n.bx-tool p{font-size:1rem;margin-bottom:18px;flex:1}\n.bx-tool .bx-link{margin:0;flex:0}\n.bx-link a{font-weight:600;font-size:.98rem;text-decoration:none;color:var(--bx-green)}\n.bx-link a:hover{text-decoration:underline}\n\n\/* ---------- Feature rows ---------- *\/\n.bx-section.bx-feature{padding-top:56px;padding-bottom:56px}\n.bx-section.bx-feature-first{padding-top:112px}\n.bx-section.bx-feature-last{padding-bottom:112px}\n.bx-feature .wp-block-columns{gap:80px;margin:0}\n.bx-feature h2{font-size:clamp(1.8rem,3vw,2.5rem)}\n.bx-list{list-style:none;padding:0;margin:26px 0 0}\n.bx-list li{position:relative;padding:8px 0 8px 32px;font-size:1.02rem;color:var(--bx-ink)}\n.bx-list li::before{content:\"\";position:absolute;left:0;top:11px;width:20px;height:20px;border-radius:50%;background:var(--bx-green-100)}\n.bx-list li::after{content:\"\";position:absolute;left:6px;top:17px;width:8px;height:4px;border-left:2px solid var(--bx-green);border-bottom:2px solid var(--bx-green);transform:rotate(-45deg)}\n.bx-feature .bx-shot img{border-radius:16px;border:1px solid var(--bx-line)}\n\n\/* ---------- Steps ---------- *\/\n.bx-steps .bx-grid{display:grid !important;grid-template-columns:repeat(auto-fill,minmax(min(260px,100%),1fr));gap:24px !important;counter-reset:none}\n.bx-step{border-top:2px solid var(--bx-green);padding-top:24px;margin:0 !important}\n.bx-step .bx-num{font-size:.9rem !important;font-weight:600;color:var(--bx-green-600) !important;margin-bottom:10px !important}\n.bx-step p{font-size:1rem}\n\n\/* ---------- Benefits ---------- *\/\n.bx-why .bx-grid{display:grid !important;grid-template-columns:repeat(auto-fill,minmax(min(320px,100%),1fr));gap:1px !important;background:var(--bx-line);border:1px solid 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!important}\n.bx-guide h3 a{color:var(--bx-ink);text-decoration:none}\n.bx-guide h3 a:hover{color:var(--bx-green-600)}\n.bx-guide p{font-size:1rem;margin-bottom:0}\n.bx-guides .wp-block-buttons{justify-content:center;margin-top:48px}\n\n\/* ---------- FAQ ---------- *\/\n.bx-faq .wp-block-columns{gap:80px;margin:0}\n.bx-faq-item{border-bottom:1px solid var(--bx-line);margin:0 !important}\n.bx-faq-item:first-child{border-top:1px solid var(--bx-line)}\n.bx-faq-item summary{cursor:pointer;list-style:none;font-weight:600;font-size:1.1rem;padding:22px 44px 22px 0;position:relative;color:var(--bx-ink)}\n.bx-faq-item summary::-webkit-details-marker{display:none}\n.bx-faq-item summary::after{content:\"\";position:absolute;right:8px;top:28px;width:9px;height:9px;border-right:2px solid var(--bx-muted);border-bottom:2px solid var(--bx-muted);transform:rotate(45deg);transition:transform .2s ease}\n.bx-faq-item[open] summary::after{transform:rotate(-135deg);top:32px}\n.bx-faq-item p{margin:0 0 22px;max-width:62ch}\n\n\/* ---------- Final CTA (dark card) ---------- *\/\n.bx-section.bx-cta{padding-top:24px}\n.bx-cta-card{background:var(--bx-green);border-radius:28px;padding:88px 32px;text-align:center;position:relative;overflow:hidden}\n.bx-cta-card::after{content:\"\";position:absolute;width:520px;height:520px;right:-160px;top:-220px;border-radius:50%;border:80px solid rgba(255,255,255,.04)}\n.bx-cta-card > *{position:relative;z-index:1}\n.bx-cta-card h2{color:#fff;max-width:640px;margin-left:auto;margin-right:auto}\n.bx-cta-card p{color:#BFDCCB;max-width:540px;margin-left:auto;margin-right:auto;font-size:1.15rem}\n.bx-cta-card .wp-block-buttons{justify-content:center}\n.bx-cta-card .wp-block-button__link{background:#fff;color:var(--bx-green);border-color:#fff}\n.bx-cta-card .wp-block-button__link:hover{background:var(--bx-green-100);border-color:var(--bx-green-100);color:var(--bx-green)}\n.bx-cta-card .is-style-outline .wp-block-button__link{background:transparent;color:#fff;border-color:rgba(255,255,255,.35)}\n.bx-cta-card .is-style-outline .wp-block-button__link:hover{background:rgba(255,255,255,.08);border-color:#fff;color:#fff}\n\n\/* ---------- Newsletter ---------- *\/\n.bx-section.bx-news{padding-top:72px;padding-bottom:96px}\n.bx-news .wp-block-columns{gap:48px;margin:0;border-top:1px solid var(--bx-line);padding-top:56px}\n.bx-news h2{font-size:1.75rem;margin-bottom:8px}\n.bx-news p{margin:0}\n.bx-news .wp-block-buttons{margin-top:0;justify-content:flex-end}\n\n\/* ---------- Three-column grids ---------- *\/\n.bx-section .bx-grid{grid-template-columns:repeat(3,minmax(0,1fr)) !important}\n.bx-printables .bx-grid{max-width:960px !important}\n\n\/* ---------- Responsive ---------- *\/\n@media (max-width:1000px){\n  .bx-section .bx-grid{grid-template-columns:repeat(2,minmax(0,1fr)) !important}\n}\n@media (max-width:640px){\n  .bx-section .bx-grid{grid-template-columns:minmax(0,1fr) !important}\n  .bx-printables .bx-grid{grid-template-columns:repeat(2,minmax(0,1fr)) !important}\n}\n@media (max-width:1000px){\n  .bx-strip-grid{grid-template-columns:repeat(2,1fr)}\n  .bx-strip-item:nth-child(3){border-left:0;padding-left:0}\n  .bx-strip-item:nth-child(n+3){border-top:1px solid var(--bx-line)}\n}\n@media (max-width:781px){\n  .bx-section{padding:72px 20px}\n  .bx-section.bx-hero{padding-top:48px;padding-bottom:72px}\n  .bx-stage{padding:16px 0 16px 16px}\n  .bx-app-body{padding:18px}\n  .bx-split{grid-template-columns:1fr}\n  .bx-split div{display:flex;justify-content:space-between;align-items:center}\n  .bx-split b{margin:0}\n  .bx-feature .wp-block-columns,.bx-faq .wp-block-columns{gap:36px}\n  .bx-feature-reverse .wp-block-columns{flex-direction:column-reverse}\n  .bx-section.bx-feature{padding-top:40px;padding-bottom:40px}\n  .bx-section.bx-feature-first{padding-top:72px}\n  .bx-section.bx-feature-last{padding-bottom:72px}\n  .bx-cta-card{padding:64px 22px;border-radius:20px}\n  .bx-news .wp-block-buttons{justify-content:flex-start}\n  .bx-intro{margin-bottom:44px !important}\n}\n@media (max-width:520px){\n  .bx-strip-grid{grid-template-columns:1fr}\n  .bx-strip-item{border-left:0 !important;padding-left:0 !important;border-top:1px solid var(--bx-line)}\n  .bx-strip-item:first-child{border-top:0}\n}\n@media (prefers-reduced-motion:reduce){.bx-section *{transition:none !important}}\n\n<\/style>\n\n\n\n<section class=\"wp-block-group alignfull bx-section bx-hero has-background\" style=\"background-color:#FFFFFF\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-fb0db77f wp-block-group-is-layout-constrained\">\n\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n\n<p class=\"bx-pill wp-block-paragraph\">Free money tools. No signup required.<\/p>\n\n\n<h1 class=\"wp-block-heading\">Plan your money with clarity, not spreadsheets<\/h1>\n\n\n<p class=\"bx-lead wp-block-paragraph\">Budgelyx brings your budget, spending, savings goals and debt payoff into one simple workspace. Set up your first plan in about five minutes.<\/p>\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/budget-planner\/\">Start planning for free<\/a><\/div>\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/#tools\">Explore the tools<\/a><\/div>\n\n<\/div>\n\n\n<div class=\"wp-block-group bx-checkrow is-layout-flex wp-block-group-is-layout-flex\">\n\n<p class=\"wp-block-paragraph\">No credit card<\/p>\n\n\n<p class=\"wp-block-paragraph\">Private by default<\/p>\n\n\n<p class=\"wp-block-paragraph\">Works in any currency<\/p>\n\n<\/div>\n\n<\/div>\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n\n<div class=\"bx-stage\">\n<div class=\"bx-app\" id=\"bx-quick\">\n<div class=\"bx-app-bar\" aria-hidden=\"true\"><i><\/i><i><\/i><i><\/i><span>Budget planner<\/span><\/div>\n<div class=\"bx-app-body\">\n<div class=\"bx-app-top\"><div><h3>Your monthly plan<\/h3><p>Try it: change the income below.<\/p><\/div><span class=\"bx-tag\">50\/30\/20 rule<\/span><\/div>\n<div class=\"bx-field\"><label for=\"bx-income\">Monthly take-home income<\/label>\n<div class=\"bx-field-row\">\n<input id=\"bx-income\" type=\"number\" inputmode=\"decimal\" min=\"0\" step=\"100\" value=\"4500\">\n<select id=\"bx-cur\" aria-label=\"Currency\">\n<option value=\"USD\" selected>USD<\/option><option value=\"EUR\">EUR<\/option><option value=\"GBP\">GBP<\/option><option value=\"CAD\">CAD<\/option><option value=\"AUD\">AUD<\/option><option value=\"AED\">AED<\/option><option value=\"INR\">INR<\/option><option value=\"PKR\">PKR<\/option>\n<\/select><\/div><\/div>\n<div class=\"bx-split\" aria-live=\"polite\">\n<div style=\"--c:#0B3D2E\"><small>Needs<\/small><b class=\"bx-amt\" data-p=\"0.5\">$2,250<\/b><\/div>\n<div style=\"--c:#7FC4A0\"><small>Wants<\/small><b class=\"bx-amt\" data-p=\"0.3\">$1,350<\/b><\/div>\n<div style=\"--c:#F5A524\"><small>Savings<\/small><b class=\"bx-amt\" data-p=\"0.2\">$900<\/b><\/div>\n<\/div>\n<div class=\"bx-bar\" aria-hidden=\"true\"><i><\/i><i><\/i><i><\/i><\/div>\n<div class=\"bx-app-foot\"><span>Yearly savings: <strong id=\"bx-year\">$10,800<\/strong><\/span><a href=\"\/budget-planner\/\">Build your full budget<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<script>\n(function(){\n  var inc=document.getElementById('bx-income'),cur=document.getElementById('bx-cur'),yr=document.getElementById('bx-year');\n  if(!inc){return;}\n  function fmt(n){try{return new Intl.NumberFormat('en-US',{style:'currency',currency:cur.value,maximumFractionDigits:0}).format(n);}catch(e){return cur.value+' '+Math.round(n);}}\n  function run(){var v=parseFloat(inc.value);if(isNaN(v)||v<0){v=0;}\n    document.querySelectorAll('#bx-quick .bx-amt').forEach(function(el){el.textContent=fmt(v*parseFloat(el.getAttribute('data-p')));});\n    yr.textContent=fmt(v*0.2*12);}\n  inc.addEventListener('input',run);cur.addEventListener('change',run);run();\n})();\n<\/script>\n\n<\/div>\n\n<\/div>\n\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group alignfull bx-section bx-strip has-background\" style=\"background-color:#FFFFFF\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-fb0db77f wp-block-group-is-layout-constrained\">\n\n<div class=\"wp-block-group bx-strip-grid is-layout-grid wp-container-core-group-is-layout-85a54dc3 wp-block-group-is-layout-grid\">\n\n<div class=\"wp-block-group bx-strip-item\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading\">Six tools in one place<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Budget, track, save and pay off debt<\/p>\n\n<\/div><\/div>\n\n\n<div class=\"wp-block-group bx-strip-item\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading\">Private by design<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Your data stays on your device<\/p>\n\n<\/div><\/div>\n\n\n<div class=\"wp-block-group bx-strip-item\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading\">Built for any currency<\/h3>\n\n\n<p class=\"wp-block-paragraph\">USD, EUR, GBP and many more<\/p>\n\n<\/div><\/div>\n\n\n<div class=\"wp-block-group bx-strip-item\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading\">Made for mobile<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Plan on your phone or laptop<\/p>\n\n<\/div><\/div>\n\n<\/div>\n\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group alignfull bx-section bx-showcase has-background\" style=\"background-color:#F2F8F4\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-fb0db77f wp-block-group-is-layout-constrained\">\n\n<div class=\"wp-block-group bx-intro\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"bx-kicker wp-block-paragraph\">The dashboard<\/p>\n\n\n<h2 class=\"wp-block-heading\">Your whole financial month on one screen<\/h2>\n\n\n<p class=\"wp-block-paragraph\">See income, bills, spending, savings goals and debt progress together, so you always know where you stand.<\/p>\n\n<\/div><\/div>\n\n\n<figure class=\"wp-block-image size-full bx-frame\"><img decoding=\"async\" src=\"https:\/\/placehold.co\/1600x1000\/F2F8F4\/137A55\/png?text=Dashboard+Screenshot+1600x1000\" alt=\"Budgelyx dashboard showing budget, spending, savings goals and debt progress\"\/><\/figure>\n\n<\/div><\/section>\n\n\n\n<section id=\"tools\" class=\"wp-block-group alignfull bx-section bx-tools has-background\" style=\"background-color:#FFFFFF\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-fb0db77f wp-block-group-is-layout-constrained\">\n\n<div class=\"wp-block-group bx-intro\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"bx-kicker wp-block-paragraph\">The toolkit<\/p>\n\n\n<h2 class=\"wp-block-heading\">Six focused tools. One clear plan.<\/h2>\n\n\n<p class=\"wp-block-paragraph\">Start with the tool you need today and add the others when you are ready. They all work together.<\/p>\n\n<\/div><\/div>\n\n\n<div class=\"wp-block-group bx-grid is-layout-grid wp-container-core-group-is-layout-bb0cbca6 wp-block-group-is-layout-grid\">\n\n<div class=\"wp-block-group bx-tool\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<figure class=\"wp-block-image size-full bx-icon\"><img decoding=\"async\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5NiIgaGVpZ2h0PSI5NiIgdmlld0JveD0iMCAwIDQ4IDQ4Ij48cmVjdCB3aWR0aD0iNDgiIGhlaWdodD0iNDgiIHJ4PSIxMiIgZmlsbD0iI0RERjBFNSIvPjxnIHRyYW5zZm9ybT0idHJhbnNsYXRlKDEyIDEyKSIgZmlsbD0ibm9uZSIgc3Ryb2tlPSIjMEIzRDJFIiBzdHJva2Utd2lkdGg9IjEuOCIgc3Ryb2tlLWxpbmVjYXA9InJvdW5kIiBzdHJva2UtbGluZWpvaW49InJvdW5kIj48cGF0aCBkPSJNMTIgM3Y5bDcuNSA0LjUiLz48Y2lyY2xlIGN4PSIxMiIgY3k9IjEyIiByPSI5Ii8+PC9nPjwvc3ZnPg==\" alt=\"\"\/><\/figure>\n\n\n<h3 class=\"wp-block-heading\">Monthly budget planner<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Give every dollar a job. Split your income into needs, wants and savings before the month begins.<\/p>\n\n\n<p class=\"bx-link wp-block-paragraph\"><a href=\"\/budget-planner\/\">Open budget planner<\/a><\/p>\n\n<\/div><\/div>\n\n\n<div class=\"wp-block-group bx-tool\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<figure class=\"wp-block-image size-full bx-icon\"><img decoding=\"async\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5NiIgaGVpZ2h0PSI5NiIgdmlld0JveD0iMCAwIDQ4IDQ4Ij48cmVjdCB3aWR0aD0iNDgiIGhlaWdodD0iNDgiIHJ4PSIxMiIgZmlsbD0iI0RERjBFNSIvPjxnIHRyYW5zZm9ybT0idHJhbnNsYXRlKDEyIDEyKSIgZmlsbD0ibm9uZSIgc3Ryb2tlPSIjMEIzRDJFIiBzdHJva2Utd2lkdGg9IjEuOCIgc3Ryb2tlLWxpbmVjYXA9InJvdW5kIiBzdHJva2UtbGluZWpvaW49InJvdW5kIj48cGF0aCBkPSJNNiAzaDEydjE4bC0zLTItMyAyLTMtMi0zIDJ6Ii8+PHBhdGggZD0iTTkgOGg2TTkgMTJoNk05IDE2aDMiLz48L2c+PC9zdmc+\" alt=\"\"\/><\/figure>\n\n\n<h3 class=\"wp-block-heading\">Expense tracker<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Log purchases in seconds and see which categories take the biggest share of your paycheck.<\/p>\n\n\n<p class=\"bx-link wp-block-paragraph\"><a href=\"\/expense-tracker\/\">Open expense tracker<\/a><\/p>\n\n<\/div><\/div>\n\n\n<div class=\"wp-block-group bx-tool\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<figure class=\"wp-block-image size-full bx-icon\"><img decoding=\"async\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5NiIgaGVpZ2h0PSI5NiIgdmlld0JveD0iMCAwIDQ4IDQ4Ij48cmVjdCB3aWR0aD0iNDgiIGhlaWdodD0iNDgiIHJ4PSIxMiIgZmlsbD0iI0RERjBFNSIvPjxnIHRyYW5zZm9ybT0idHJhbnNsYXRlKDEyIDEyKSIgZmlsbD0ibm9uZSIgc3Ryb2tlPSIjMEIzRDJFIiBzdHJva2Utd2lkdGg9IjEuOCIgc3Ryb2tlLWxpbmVjYXA9InJvdW5kIiBzdHJva2UtbGluZWpvaW49InJvdW5kIj48Y2lyY2xlIGN4PSIxMiIgY3k9IjEyIiByPSI5Ii8+PGNpcmNsZSBjeD0iMTIiIGN5PSIxMiIgcj0iNSIvPjxjaXJjbGUgY3g9IjEyIiBjeT0iMTIiIHI9IjEuNSIvPjwvZz48L3N2Zz4=\" alt=\"\"\/><\/figure>\n\n\n<h3 class=\"wp-block-heading\">Savings goal calculator<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Set a target, like an emergency fund, a vacation or a new car, and learn exactly what to save each month.<\/p>\n\n\n<p class=\"bx-link wp-block-paragraph\"><a href=\"\/savings-goal-calculator\/\">Open savings calculator<\/a><\/p>\n\n<\/div><\/div>\n\n\n<div class=\"wp-block-group bx-tool\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<figure class=\"wp-block-image size-full bx-icon\"><img decoding=\"async\" src=\"data:image\/svg+xml;base64,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\" alt=\"\"\/><\/figure>\n\n\n<h3 class=\"wp-block-heading\">Savings circle tracker<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Run a group savings circle with friends or family. Track members, contributions and payout turns.<\/p>\n\n\n<p class=\"bx-link wp-block-paragraph\"><a href=\"\/savings-circle-tracker\/\">Open savings circle tracker<\/a><\/p>\n\n<\/div><\/div>\n\n\n<div class=\"wp-block-group bx-tool\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<figure class=\"wp-block-image size-full bx-icon\"><img decoding=\"async\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5NiIgaGVpZ2h0PSI5NiIgdmlld0JveD0iMCAwIDQ4IDQ4Ij48cmVjdCB3aWR0aD0iNDgiIGhlaWdodD0iNDgiIHJ4PSIxMiIgZmlsbD0iI0RERjBFNSIvPjxnIHRyYW5zZm9ybT0idHJhbnNsYXRlKDEyIDEyKSIgZmlsbD0ibm9uZSIgc3Ryb2tlPSIjMEIzRDJFIiBzdHJva2Utd2lkdGg9IjEuOCIgc3Ryb2tlLWxpbmVjYXA9InJvdW5kIiBzdHJva2UtbGluZWpvaW49InJvdW5kIj48cGF0aCBkPSJNMyA2bDcgNyA0LTQgNyA3Ii8+PHBhdGggZD0iTTE1IDE2aDZ2LTYiLz48L2c+PC9zdmc+\" alt=\"\"\/><\/figure>\n\n\n<h3 class=\"wp-block-heading\">Debt payoff planner<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Compare the snowball and avalanche methods and get a month-by-month plan to become debt-free.<\/p>\n\n\n<p class=\"bx-link wp-block-paragraph\"><a href=\"\/debt-payoff-planner\/\">Open debt planner<\/a><\/p>\n\n<\/div><\/div>\n\n\n<div class=\"wp-block-group bx-tool\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<figure class=\"wp-block-image size-full bx-icon\"><img decoding=\"async\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI5NiIgaGVpZ2h0PSI5NiIgdmlld0JveD0iMCAwIDQ4IDQ4Ij48cmVjdCB3aWR0aD0iNDgiIGhlaWdodD0iNDgiIHJ4PSIxMiIgZmlsbD0iI0RERjBFNSIvPjxnIHRyYW5zZm9ybT0idHJhbnNsYXRlKDEyIDEyKSIgZmlsbD0ibm9uZSIgc3Ryb2tlPSIjMEIzRDJFIiBzdHJva2Utd2lkdGg9IjEuOCIgc3Ryb2tlLWxpbmVjYXA9InJvdW5kIiBzdHJva2UtbGluZWpvaW49InJvdW5kIj48cGF0aCBkPSJNNyA5VjNoMTB2NiIvPjxyZWN0IHg9IjMiIHk9IjkiIHdpZHRoPSIxOCIgaGVpZ2h0PSI4IiByeD0iMiIvPjxwYXRoIGQ9Ik03IDE0aDEwdjdIN3oiLz48L2c+PC9zdmc+\" alt=\"\"\/><\/figure>\n\n\n<h3 class=\"wp-block-heading\">Printable budget sheets<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Download free budget planners, expense logs and savings trackers to print and fill in by hand.<\/p>\n\n\n<p class=\"bx-link wp-block-paragraph\"><a href=\"\/printable-budget-sheets\/\">Browse printables<\/a><\/p>\n\n<\/div><\/div>\n\n<\/div>\n\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group alignfull bx-section bx-feature bx-feature-first has-background\" style=\"background-color:#FFFFFF\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-fb0db77f wp-block-group-is-layout-constrained\">\n\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n\n<p class=\"bx-kicker wp-block-paragraph\">Budget planner<\/p>\n\n\n<h2 class=\"wp-block-heading\">Know your numbers before the month starts<\/h2>\n\n\n<p class=\"wp-block-paragraph\">Enter your income and fixed bills, and Budgelyx shows what is left for everything else. Adjust categories until the plan fits your life.<\/p>\n\n\n<ul class=\"wp-block-list bx-list\">\n\n<li>Ready-made categories you can rename<\/li>\n\n\n<li>Instant 50\/30\/20 suggestion based on your income<\/li>\n\n\n<li>See what is left to spend at a glance<\/li>\n\n<\/ul>\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n\n<div class=\"wp-block-button is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/budget-planner\/\">Try the budget planner<\/a><\/div>\n\n<\/div>\n\n<\/div>\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n\n<figure class=\"wp-block-image size-full bx-shot\"><img decoding=\"async\" src=\"https:\/\/placehold.co\/1200x960\/F2F8F4\/137A55\/png?text=Budget+Planner+Screenshot\" alt=\"Budgelyx monthly budget planner screen\"\/><\/figure>\n\n<\/div>\n\n<\/div>\n\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group alignfull bx-section bx-feature  bx-feature-reverse has-background\" style=\"background-color:#FFFFFF\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-fb0db77f wp-block-group-is-layout-constrained\">\n\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n\n<figure class=\"wp-block-image size-full bx-shot\"><img decoding=\"async\" src=\"https:\/\/placehold.co\/1200x960\/F2F8F4\/137A55\/png?text=Savings+Circle+Screenshot\" alt=\"Budgelyx savings circle tracker with members and payout schedule\"\/><\/figure>\n\n<\/div>\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n\n<p class=\"bx-kicker wp-block-paragraph\">Savings circle tracker<\/p>\n\n\n<h2 class=\"wp-block-heading\">Save together, with every turn on record<\/h2>\n\n\n<p class=\"wp-block-paragraph\">A savings circle is a group where everyone contributes each month and one member receives the full pot, in turns. Budgelyx keeps the whole round organized and fair.<\/p>\n\n\n<ul class=\"wp-block-list bx-list\">\n\n<li>Add members and set the monthly contribution<\/li>\n\n\n<li>Mark each payment as paid or pending<\/li>\n\n\n<li>See the payout order and whose turn is next<\/li>\n\n<\/ul>\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n\n<div class=\"wp-block-button is-style-outline is-style-outline--3\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/savings-circle-tracker\/\">Try the savings circle tracker<\/a><\/div>\n\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group alignfull bx-section bx-feature bx-feature-last has-background\" style=\"background-color:#FFFFFF\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-fb0db77f wp-block-group-is-layout-constrained\">\n\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n\n<p class=\"bx-kicker wp-block-paragraph\">Debt payoff planner<\/p>\n\n\n<h2 class=\"wp-block-heading\">See the exact date you will be debt-free<\/h2>\n\n\n<p class=\"wp-block-paragraph\">List your credit cards and loans with their balances and interest rates. Budgelyx builds a payoff schedule and shows how extra payments speed things up.<\/p>\n\n\n<ul class=\"wp-block-list bx-list\">\n\n<li>Snowball and avalanche methods side by side<\/li>\n\n\n<li>Total interest saved with each extra payment<\/li>\n\n\n<li>A clear month-by-month payoff timeline<\/li>\n\n<\/ul>\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n\n<div class=\"wp-block-button is-style-outline is-style-outline--4\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/debt-payoff-planner\/\">Try the debt payoff planner<\/a><\/div>\n\n<\/div>\n\n<\/div>\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n\n<figure class=\"wp-block-image size-full bx-shot\"><img decoding=\"async\" src=\"https:\/\/placehold.co\/1200x960\/F2F8F4\/137A55\/png?text=Debt+Planner+Screenshot\" alt=\"Budgelyx debt payoff planner timeline\"\/><\/figure>\n\n<\/div>\n\n<\/div>\n\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group alignfull bx-section bx-steps has-background\" style=\"background-color:#F2F8F4\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-fb0db77f wp-block-group-is-layout-constrained\">\n\n<div class=\"wp-block-group bx-intro\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"bx-kicker wp-block-paragraph\">How it works<\/p>\n\n\n<h2 class=\"wp-block-heading\">Up and running in three steps<\/h2>\n\n\n<p class=\"wp-block-paragraph\">No account to create and nothing to install.<\/p>\n\n<\/div><\/div>\n\n\n<div class=\"wp-block-group bx-grid is-layout-grid wp-container-core-group-is-layout-529bf494 wp-block-group-is-layout-grid\">\n\n<div class=\"wp-block-group bx-step\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"bx-num wp-block-paragraph\">Step 1<\/p>\n\n\n<h3 class=\"wp-block-heading\">Choose a tool<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Start with what matters right now: this month\u2019s budget, a savings goal or a debt you want gone.<\/p>\n\n<\/div><\/div>\n\n\n<div class=\"wp-block-group bx-step\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"bx-num wp-block-paragraph\">Step 2<\/p>\n\n\n<h3 class=\"wp-block-heading\">Add your numbers<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Enter income, bills and balances. Everything saves automatically in your browser as you type.<\/p>\n\n<\/div><\/div>\n\n\n<div class=\"wp-block-group bx-step\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"bx-num wp-block-paragraph\">Step 3<\/p>\n\n\n<h3 class=\"wp-block-heading\">Follow your plan<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Get clear totals, charts and next steps. Print your plan or come back anytime to update it.<\/p>\n\n<\/div><\/div>\n\n<\/div>\n\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group alignfull bx-section bx-why has-background\" style=\"background-color:#FFFFFF\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-fb0db77f wp-block-group-is-layout-constrained\">\n\n<div class=\"wp-block-group bx-intro\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"bx-kicker wp-block-paragraph\">Why Budgelyx<\/p>\n\n\n<h2 class=\"wp-block-heading\">Built to make money feel manageable<\/h2>\n\n\n<p class=\"wp-block-paragraph\">Everything you need to stay on top of your finances, and nothing you do not.<\/p>\n\n<\/div><\/div>\n\n\n<div class=\"wp-block-group bx-grid is-layout-grid wp-container-core-group-is-layout-bb0cbca6 wp-block-group-is-layout-grid\">\n\n<div class=\"wp-block-group bx-benefit\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading\">Private by default<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Your numbers are stored on your own device. No bank login and nothing uploaded to our servers.<\/p>\n\n<\/div><\/div>\n\n\n<div class=\"wp-block-group bx-benefit\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading\">Genuinely free<\/h3>\n\n\n<p class=\"wp-block-paragraph\">All six core tools are free to use, with no trial period and no card required.<\/p>\n\n<\/div><\/div>\n\n\n<div class=\"wp-block-group bx-benefit\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading\">Simple on purpose<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Clear screens and plain language. You spend minutes planning, not hours learning software.<\/p>\n\n<\/div><\/div>\n\n\n<div class=\"wp-block-group bx-benefit\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading\">Any currency<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Plan in US dollars, euros, pounds or dozens of other currencies.<\/p>\n\n<\/div><\/div>\n\n\n<div class=\"wp-block-group bx-benefit\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading\">Mobile first<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Every tool is designed for small screens, so you can update your plan anywhere.<\/p>\n\n<\/div><\/div>\n\n\n<div class=\"wp-block-group bx-benefit\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading\">Print and share<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Print a clean summary or share your plan with a partner in a couple of clicks.<\/p>\n\n<\/div><\/div>\n\n<\/div>\n\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group alignfull bx-section bx-printables has-background\" style=\"background-color:#F2F8F4\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-fb0db77f wp-block-group-is-layout-constrained\">\n\n<div class=\"wp-block-group bx-intro\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"bx-kicker wp-block-paragraph\">Printables<\/p>\n\n\n<h2 class=\"wp-block-heading\">Prefer paper? Print your plan<\/h2>\n\n\n<p class=\"wp-block-paragraph\">Free, beautifully simple sheets you can download and fill in by hand. Available in US Letter and A4.<\/p>\n\n<\/div><\/div>\n\n\n<div class=\"wp-block-group bx-grid is-layout-grid wp-container-core-group-is-layout-529bf494 wp-block-group-is-layout-grid\">\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/placehold.co\/800x1035\/F2F8F4\/137A55\/png?text=Monthly+Budget+Sheet\" alt=\"Printable monthly budget sheet\"\/><\/figure>\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/placehold.co\/800x1035\/F2F8F4\/137A55\/png?text=Expense+Log+Sheet\" alt=\"Printable expense log sheet\"\/><\/figure>\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/placehold.co\/800x1035\/F2F8F4\/137A55\/png?text=Savings+Tracker+Sheet\" alt=\"Printable savings tracker sheet\"\/><\/figure>\n\n<\/div>\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/printable-budget-sheets\/\">Download free printables<\/a><\/div>\n\n<\/div>\n\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group alignfull bx-section bx-guides has-background\" style=\"background-color:#FFFFFF\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-fb0db77f wp-block-group-is-layout-constrained\">\n\n<div class=\"wp-block-group bx-intro\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"bx-kicker wp-block-paragraph\">From the blog<\/p>\n\n\n<h2 class=\"wp-block-heading\">Guides to help you plan better<\/h2>\n\n\n<p class=\"wp-block-paragraph\">Short, practical reads written in plain English.<\/p>\n\n<\/div><\/div>\n\n\n<div class=\"wp-block-group bx-grid is-layout-grid wp-container-core-group-is-layout-bb0cbca6 wp-block-group-is-layout-grid\">\n\n<div class=\"wp-block-group bx-guide\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/placehold.co\/1200x750\/F2F8F4\/137A55\/png?text=Guide+Cover+Image\" alt=\"Cover image for How to budget on a $4,000 monthly income\"\/><\/figure>\n\n\n<p class=\"bx-meta wp-block-paragraph\">Budgeting<\/p>\n\n\n<h3 class=\"wp-block-heading\"><a href=\"\/blog\/budget-on-4000-a-month\/\">How to budget on a $4,000 monthly income<\/a><\/h3>\n\n\n<p class=\"wp-block-paragraph\">A realistic plan for rent, bills, groceries and savings that you can copy today.<\/p>\n\n<\/div><\/div>\n\n\n<div class=\"wp-block-group bx-guide\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/placehold.co\/1200x750\/F2F8F4\/137A55\/png?text=Guide+Cover+Image\" alt=\"Cover image for How much should you keep in an emergency fund?\"\/><\/figure>\n\n\n<p class=\"bx-meta wp-block-paragraph\">Saving<\/p>\n\n\n<h3 class=\"wp-block-heading\"><a href=\"\/blog\/emergency-fund-guide\/\">How much should you keep in an emergency fund?<\/a><\/h3>\n\n\n<p class=\"wp-block-paragraph\">The three-to-six-month rule explained, plus a simple way to build it faster.<\/p>\n\n<\/div><\/div>\n\n\n<div class=\"wp-block-group bx-guide\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/placehold.co\/1200x750\/F2F8F4\/137A55\/png?text=Guide+Cover+Image\" alt=\"Cover image for Snowball vs. avalanche: which payoff method is right for you?\"\/><\/figure>\n\n\n<p class=\"bx-meta wp-block-paragraph\">Debt<\/p>\n\n\n<h3 class=\"wp-block-heading\"><a href=\"\/blog\/debt-snowball-vs-avalanche\/\">Snowball vs. avalanche: which payoff method is right for you?<\/a><\/h3>\n\n\n<p class=\"wp-block-paragraph\">Both methods compared with real numbers, so you can pick with confidence.<\/p>\n\n<\/div><\/div>\n\n<\/div>\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n\n<div class=\"wp-block-button is-style-outline is-style-outline--5\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/blog\/\">View all guides<\/a><\/div>\n\n<\/div>\n\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group alignfull bx-section bx-faq has-background\" style=\"background-color:#FFFFFF\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-fb0db77f wp-block-group-is-layout-constrained\">\n\n<div class=\"wp-block-columns are-vertically-aligned-top is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:38%\">\n\n<p class=\"bx-kicker wp-block-paragraph\">FAQ<\/p>\n\n\n<h2 class=\"wp-block-heading\">Questions, answered<\/h2>\n\n\n<p class=\"wp-block-paragraph\">Can\u2019t find what you are looking for? <a href=\"\/contact\/\">Contact us<\/a> and we will get back to you.<\/p>\n\n<\/div>\n\n\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:62%\">\n\n<div class=\"wp-block-group bx-faq-list\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<details class=\"wp-block-details bx-faq-item is-layout-flow wp-block-details-is-layout-flow\"><summary>Is Budgelyx really free?<\/summary>\n\n<p class=\"wp-block-paragraph\">Yes. All six core tools are free. We may add an optional Pro plan later with extras like syncing across devices, but the core tools will stay free.<\/p>\n\n<\/details>\n\n\n<details class=\"wp-block-details bx-faq-item is-layout-flow wp-block-details-is-layout-flow\"><summary>Do I need to create an account?<\/summary>\n\n<p class=\"wp-block-paragraph\">No. Open any tool and start right away. There is no signup and no email required.<\/p>\n\n<\/details>\n\n\n<details class=\"wp-block-details bx-faq-item is-layout-flow wp-block-details-is-layout-flow\"><summary>Where is my data stored?<\/summary>\n\n<p class=\"wp-block-paragraph\">In your own browser, on your device. Nothing is sent to our servers. If you clear your browser data or switch devices, your entries will not move with you, so print or save a copy of anything important.<\/p>\n\n<\/details>\n\n\n<details class=\"wp-block-details bx-faq-item is-layout-flow wp-block-details-is-layout-flow\"><summary>Do I need to connect my bank account?<\/summary>\n\n<p class=\"wp-block-paragraph\">No. Budgelyx never asks for bank logins. You enter the numbers you want to plan with, and you stay in control.<\/p>\n\n<\/details>\n\n\n<details class=\"wp-block-details bx-faq-item is-layout-flow wp-block-details-is-layout-flow\"><summary>Which currencies are supported?<\/summary>\n\n<p class=\"wp-block-paragraph\">US dollars by default, plus euros, pounds, Canadian and Australian dollars, dirhams, rupees and many more.<\/p>\n\n<\/details>\n\n\n<details class=\"wp-block-details bx-faq-item is-layout-flow wp-block-details-is-layout-flow\"><summary>What is a savings circle?<\/summary>\n\n<p class=\"wp-block-paragraph\">A savings circle is a group where every member contributes a fixed amount each month and one member receives the full pot each round, until everyone has had a turn. It is also known as a ROSCA, tanda, susu or committee.<\/p>\n\n<\/details>\n\n\n<details class=\"wp-block-details bx-faq-item is-layout-flow wp-block-details-is-layout-flow\"><summary>Is this financial advice?<\/summary>\n\n<p class=\"wp-block-paragraph\">No. Budgelyx is a planning tool that helps you organize your own numbers. For major decisions like loans or investments, speak with a qualified financial professional.<\/p>\n\n<\/details>\n\n<\/div><\/div>\n\n<\/div>\n\n<\/div>\n\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group alignfull bx-section bx-cta has-background\" style=\"background-color:#FFFFFF\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-fb0db77f wp-block-group-is-layout-constrained\">\n\n<div class=\"wp-block-group bx-cta-card\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h2 class=\"wp-block-heading\">Take control of your money this month<\/h2>\n\n\n<p class=\"wp-block-paragraph\">Build your first budget in about five minutes. It is free, private and ready when you are.<\/p>\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/budget-planner\/\">Start planning for free<\/a><\/div>\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--6\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/#tools\">Explore the tools<\/a><\/div>\n\n<\/div>\n\n<\/div><\/div>\n\n<\/div><\/section>\n\n\n\n<section id=\"subscribe\" class=\"wp-block-group alignfull bx-section bx-news has-background\" style=\"background-color:#FFFFFF\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-container-core-group-is-layout-fb0db77f wp-block-group-is-layout-constrained\">\n\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60%\">\n\n<h2 class=\"wp-block-heading\">Get one practical money tip every week<\/h2>\n\n\n<p class=\"wp-block-paragraph\">Simple ideas to save more and spend smarter. No spam, unsubscribe anytime.<\/p>\n\n<\/div>\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:40%\">\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"\/#subscribe\">Subscribe for free<\/a><\/div>\n\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<\/div><\/section>\n","protected":false},"excerpt":{"rendered":"<p>Free money tools. No signup required. Plan your money with clarity, not spreadsheets Budgelyx brings your budget, spending, savings goals and debt payoff into one simple workspace. Set up your first plan in about five minutes. No credit card Private by default Works in any currency Budget planner Your monthly plan Try it: change the&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"hide","_kad_post_layout":"fullwidth","_kad_post_sidebar_id":"","_kad_post_content_style":"unboxed","_kad_post_vertical_padding":"hide","_kad_post_feature":"hide","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"class_list":["post-9101","page","type-page","status-publish","hentry"],"featured_image_src_large":false,"author_info":{"display_name":"admin","author_link":"https:\/\/budgelyx.com\/?author=1"},"comment_info":0,"taxonomy_info":[],"_links":{"self":[{"href":"https:\/\/budgelyx.com\/index.php?rest_route=\/wp\/v2\/pages\/9101","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/budgelyx.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/budgelyx.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/budgelyx.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/budgelyx.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=9101"}],"version-history":[{"count":0,"href":"https:\/\/budgelyx.com\/index.php?rest_route=\/wp\/v2\/pages\/9101\/revisions"}],"wp:attachment":[{"href":"https:\/\/budgelyx.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=9101"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}